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New Jersey Car Loan Programs And Buy Here Pay Here Car Dealers.
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Available As Of May 13, 2013
Apply For A Car Loan With A Bad Credit History
Submit a two minute application to dealers and/or lenders in your area that
can, and will, approve those with a bad credit history.
Must have steady income.
Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here dealers, or dealers
who offer in house financing. Must have income, and stable residency.
Apply For A Car Loan With No Credit History
Submit an application to local dealers who can assist those
with no prior credit history. Must have income.
If you live in New Jersey, need a new set of wheels, and have a bad credit history, eZoneCars.com can connect you with car loan providers, and
New Jersey car dealers who can, and will, approve a car loan application based upon the applicant's current employment, and residency status.
Whether you are hampered with a prior repossession, bankruptcy, late payments, or divorce issues, our car loan providers, and dealers will secure the cash
you need to purchase the new or used car, or truck, you want and deserve.
New Jersey Buy Here Pay Here Car Dealers.
For some, whose credit history is most severe, eZoneCars.com can connect you with New Jersey buy here pay here dealers who offer financing "in house".
buy here pay here dealers take on the responsibility of extending credit themselves, and do not factor any bad credit history reflected on a credit report.
Although buy here pay here car dealers offer easy approvals, they closely monitor the customer's payments, and will often repossess the customer's vehicle at the
first sign of a loan default. In addition, the interest rates charged by one of these dealers can be very high...in some cases, the state maximum allowed.
No Money Down Car Loans In New Jersey. Bad Credit Okay.
For many car shoppers, saving an amount of money equal to the amount required by many dealers as a down payment, can be difficult. For these folks,
eZoneCars.com can direct you to New Jersey car dealers who accept low, or even no down payment car loan programs.
Apply For A First Time Buyer Car Loan Program
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can assist first time buyers with no credit history. Must have proof of a
New Jersey Car Loan Programs For Those With Bad Credit
many folks with bad credit, eZoneCars.com can still secure car loans from conventional lenders in New Jersey. Although interest rates can be higher, these
car loan providers will accept those with bad credit histories, and, upon successful completion of the customer's car payments, will report to the credit bureaus,
increasing your credit score, and making future loan applications easier to approve. A simple, five minute application, will get the ball rolling, and you may have
a new set of wheels in your driveway in just a couple of days. Whether you want to purchase a used car, or you want to walk into a New Jersey new car dealership,
we can help you, where others have failed!
Simply select an area, on the left, closest to you, and we'll get started!
Latest Automotive News
Things To Look For When Buying A Used Car
Posted May 13, 2013
Zoran and Anita Bozic were looking for a used car when they
found a 2011 Chevrolet Malibu.
"It was in excellent shape sold as new," said Zoran Bozic.
Expecting their first child, the Bozics wanted a vehicle
that was safe and reliable.
"We did a visual inspection," Zoran said, "but we also
purchased a Carfax to be sure."
The Bozics said they did their "due diligence" before
buying the $16,000 Chevrolet.
"Everything was clear," Zoran said.
The Carfax report was clean.
The manufacturer's warranty was valid but now, a year
later, their car has a safety issue.
"[The dealership] said that somebody was tampering with the
module for the airbag," he said.
The Bozics took the car in for a simple oil change and
ended up with an $8,000 repair estimate that the warranty is refusing to cover.
"How do you go from oil change to this amount of money?
Doesn't make sense," said Anita.
The dealership said the vehicle might have been in an
accident before they bought it.
That was a surprise to the couple.
Ira Allen sold used cars for decades, now he sells
Allen said when buying a used car, you have to do several
He recommends checking the condition of the fluids and
hoses and asking if the vehicle was ever in an accident.
"Ask, 'Are the bolts that hold the fenders original?'"
He also recommends looking at the core support and the
bolts to make sure there have been no wrenches on them.
Allen said you must also inspect under the vehicle.
"There you're looking for rust, fluid leaks and the
condition of the tires," he said.
Further Advice from Allen:
Check for dents
Make sure the door handles work
Make sure a spare tire is in the trunk
Test the windows
Inspect the interior
Drive the vehicle to see how it handles, listen and feel
Start the engine while it is cold and look for noise or
"If there's an issue with the integrity of the engine, I
will know about it when it is cold," he said.
Even after you have done your inspection, still take it to
a mechanic you trust before you buy.
"There's so much that a consumer can do to become an
informed purchaser," Allen said.
The burden is on the consumer as much as it is on the
dealer when buying a used car.
Ford Sales Boom
Posted May 1, 2013
Ford sales boomed to an 18% gain in April to 212,584, driven by its best April
for pickup trucks since 2005.
Sales of the company's F-150 pickup were up 24% over a year ago to 59,030 on a
continuing rebound as the economy picks up. Jenny Lin, Ford's senior U.S.
economist, said on a conference call with analysts and media that pickups sales
are "being supported by the housing sector and a boom in the energy sector."
The company noted that sales of full-size pickups have been picking up at the
pace of the industry since 2010, but for the first four months of this year they
have been outpacing it.